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Financial Planning

A financial plan is the cornerstone of long term success. Developing a sound financial plan requires that we not only access your current financial condition, but we believe it should focus on listening to you and understanding your goals and dreams.

Mazza Financial Group has developed our process and maintained our commitment to the client centered approach to financial planning, which will help simplify the complex, bring more clarity around your goals, provide insight about the solutions available and lead to the development of a custom plan that provides for you the tools and resources to achieve.

Our process will help you identify and define your goals in many areas, including:

Business Planning – developing a plan to make sure your business continues in the event you are unable or no longer desire the same roles and responsibilities as well as to plan for your exit of the business entirely.

Cash Flow Management – analyze your cash flow for current or future needs and help determine how to best handle cash surpluses and develop plans to avoid cash shortfalls.

College Funding – the costs of college have exploded over the last 20 years and we are here to help you identify the real costs of college, how to plan for the college application process and reduce your net cost of funding a college education.

Estate Planning and Transfer – do you have a desire to transfer your assets to the next generation or to bequest assets to your favorite charities? We can help you define these goals and develop efficient strategies to see your plans through.

Gifting Strategies – identifying the individuals or groups that you would like to assist now and in the future by gifting assets today in the most efficient way possible may be important to you. We can help you create plans and strategies to make sure this assistance if provided.

Insurance Planning – making sure your goals are identified, defined and achieved in the event you become disabled, die prematurely or have a desire to transfer specific assets to individuals or groups after your death.

Long Term Care – help determine how to plan and pay for care that may be needed when you may need assistance. Do you want to stay in your home? Do you have family that can and will help? Do you have the assets required to meet these needs?

Retirement Planning – we will help you develop the plans that are required so you can achieve your goals and live life on your terms when you want to retire. Whether you are just beginning to think about retirement, you have already retired or you are somewhere in between, we will help you determine the best ways to maximize your assets and provide ongoing guidance and advice, the solutions, and the service to achieve your dreams

Social Security Strategy – there are many ways to integrate Social Security into your plans. There are also different strategies to consider when electing to receive benefits. We will walk you through the process and help you maximize your income from Social Security.

Tax Planning and Strategy – we will help you identify ways to plan more efficiently from a tax perspective and work with your tax advisor to maximize tax planning and strategies to achieve your goals.